The Practical Planner, LLC is an independent, Fee-Only financial planning firm that provides comprehensive, tax-focused financial advice and wealth management.
As Fee-Only Certified Financial Planners™, clients pay directly for our professional advice and are not sold products. Our only compensation is the fee you pay us.
As a Registered Investment Advisor, we customize strategies to meet the diverse investment objectives of our clients. Whether it’s legacy low basis investments that are difficult to divest, large holdings in employer stock or held-away investment accounts, our goal is to tailor our strategies to your unique investment needs, risk tolerance and tax situation.
As Enrolled Agents, we prepare our clients tax returns and understand tax laws. Our recommendations are made with the consideration for their tax impact and we work with our clients throughout the year to take advantage of all applicable tax saving strategies to avoid the mistake of overpaying taxes.
You Will Have a Trusted Partner to Help You Make the Best Financial Decisions
Using a life-integrated approach, we will identify your life goals, and then integrate them into all areas of your finances—taxes, investments, estate planning, risk management, education planning, retirement, and more—so that those goals are supported.
You Will Save on Taxes
Paying more than you owe in taxes is a sure way to impede your financial progress. As personal income tax specialists, we include tax planning and tax preparation services in our plans, and evaluate every recommendation we make for tax implications as well.
You will Save on Fees
We use no-load, low cost mutual funds and exchange trades funds.
As an ACP Member, we pledge to be:
Holistic in outlook. We will consider all of your circumstances, family needs, goals, values, and aspirations when making comprehensive financial planning recommendations.
Professional in conduct. We will protect your privacy. We will strive to maintain the highest ethical standards possible in our work and life. We will continually enhance our skills and credentials through continuing education, and will refer you to other professionals when you need help in an area outside our expertise.
Educational in nature. We will guide you through your options and explain them clearly to help you make the best choices. We will always take the time to make sure you understand our advice.
Independent in compensation. We will never sell you a product nor will we take a commission or a referral fee from another professional. You will receive objective, unbiased advice from us.
Committed to your success. Holistic financial planning is a process, not an event, and we commit to adjusting your plan as your life goals change.
The Alliance of Comprehensive Planners (ACP) is a non-profit organization of Fee-Only, tax-focused financial planners across the country.